Cheaper Car Insurance

Changes to the way that car insurance is reported to the police could mean that there are less uninsured drivers on the road, but will this mean that drivers find they are getting cheap car insurance? Probably not! But there are various ways of cutting down on insurance costs, without changing your vehicle. Check carefully [...]

Calling The NHS Could Make Your Wallet Ill

Calling the NHS Direct service to see if you are in need of medical treatment could be leaving your wallet on average £3.70 worse off. Calls to this service, for which a free phone number was produced but never used, go via an 0845 number that is costing up to 41p per minute to call [...]

Credit Card Charges To Be Investigated

The cost of using your credit card for payments might become cheaper after a complaint by Which? due in March, which will force the OFT to investigate. The complaint centres around the cost to the consumer of using credit cards for budget airline bookings against the actual cost of accepting these payment methods to the [...]

Credit Card Fraud On The Rise, But We Are Happy With The Results

A poll by ACI Worldwide has found that 1 in 3 UK credit card holders has been the victim of credit card fraud in the past 5 years. This represents a dramatic rise in the problem, up from 1 in 4 just 18 months ago, and it puts the UK just second in the table [...]

The Bank That Doesn’t Like Savers

We heard calls last year for us to spend rather than save and it looks like that is still what the Bank of England wants us to do as it has held the base rate at 0.5% for the 22nd month in a row. It seems to be good news for those in debt, bad [...]

Interest Rates Could Be On The Up

Credit Card companies are charging rates at a 13-year high and it looks like the latest figures from the manufacturing industry will show that the economy is not as bad as it seems. So, could the base rate be raised soon? Manufacturing figures from December and an improvement on the weather from November allowing shoppers [...]

13-Year High Credit Card Rates Despite Record Low Lending Cost

Even with the Bank of England leaving the base rate at a record low of 0.5% for almost two years, greedy credit card companies have pushed up interest rates to levels not seen since February 1998. The average credit card rate is now 18.9%. This represents an 18.4% mark up on the base rate, whereas [...]



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