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Finance News

December - A Base Rate Cut to 5.5% should help many people in hte run up to Christmas. Those with Base Rate Trackers should see an immediate change in their mortgages.

November - An Experian report indicates that house prices could drop over half the country over the next 18 months. Difficulties in gaining a mortgage offer and potential hice price drops are putting people off buying.

October - Britain faces it's first recession for 16 years, warn experts. Buy-To-let investors and first time buyers are particularly exposed to the growing economic problems.

October - In the wake of the Northern Rock crisis the Government has promised savers it will protect the first £35,000 of their savings, with further changes next year potentially protecting up to £100,000.

October - House prices fell by 0.6% in September, following the Northern Rock crisis and the recent interest rate rises.

Home Insurance

Home Insurance - usually home contents and building cover, will insure your property and possessions.

Depending on the type of cover taken out, accident and legal cover might also be included. You should also check whether your insurance covers flood risk, acts of god and the likes and decide whether you need these.

Accidental cover might also be included in your cover, sometimes for an additional premium. This will cover you for DIY errors, children etc. Again, check your policy for exact details.