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Finance News

December - A Base Rate Cut to 5.5% should help many people in hte run up to Christmas. Those with Base Rate Trackers should see an immediate change in their mortgages.

November - An Experian report indicates that house prices could drop over half the country over the next 18 months. Difficulties in gaining a mortgage offer and potential hice price drops are putting people off buying.

October - Britain faces it's first recession for 16 years, warn experts. Buy-To-let investors and first time buyers are particularly exposed to the growing economic problems.

October - In the wake of the Northern Rock crisis the Government has promised savers it will protect the first £35,000 of their savings, with further changes next year potentially protecting up to £100,000.

October - House prices fell by 0.6% in September, following the Northern Rock crisis and the recent interest rate rises.

Mobile Phone Insurance

Mobile Phone Insurance will cover your phone under certain circumstances.

If you loose your brand new mobile phone - which the network has subsidised - then you will need to keep paying the monthly fees whilst buying a new phone.

If you have to replace the handset, it can cost a lot more than you originally paid because the replacement handset is not going to be subsidised.

There is also a lot ov variation in Mobile Phone Insurance. Some will cover you for theft only, whilst others will also cover you for accidental loss of the phone.