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Finance News

December - A Base Rate Cut to 5.5% should help many people in hte run up to Christmas. Those with Base Rate Trackers should see an immediate change in their mortgages.

November - An Experian report indicates that house prices could drop over half the country over the next 18 months. Difficulties in gaining a mortgage offer and potential hice price drops are putting people off buying.

October - Britain faces it's first recession for 16 years, warn experts. Buy-To-let investors and first time buyers are particularly exposed to the growing economic problems.

October - In the wake of the Northern Rock crisis the Government has promised savers it will protect the first £35,000 of their savings, with further changes next year potentially protecting up to £100,000.

October - House prices fell by 0.6% in September, following the Northern Rock crisis and the recent interest rate rises.

Travel Insurance

Travel Insurance will cover you whilst you are on holiday - abroad or UK.

A lot of travel insurance policies will cover you from the moment that you leave your house until you return safely home. They might cover you for travel delays, missed flights (e.g. because of accidents closing roads on the way to the airport), theft whilst away or illness.

But not all policies over the same cover and what's best for one person might not be useful for the next. If you are intending to partake in any risk sports (Scuba Diving, Parascending, Climbing etc) then you must check that your insurance accepts this. For example, some policies ban Scuba Diving totally, others allow it to 30 metres deep (if trained to that depth, or under instruction).

Travel Insurance is not currently regulated in the UK, so take care when buying a policy to ensure it covers all of your needs.