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Finance News

December - A Base Rate Cut to 5.5% should help many people in hte run up to Christmas. Those with Base Rate Trackers should see an immediate change in their mortgages.

November - An Experian report indicates that house prices could drop over half the country over the next 18 months. Difficulties in gaining a mortgage offer and potential hice price drops are putting people off buying.

October - Britain faces it's first recession for 16 years, warn experts. Buy-To-let investors and first time buyers are particularly exposed to the growing economic problems.

October - In the wake of the Northern Rock crisis the Government has promised savers it will protect the first £35,000 of their savings, with further changes next year potentially protecting up to £100,000.

October - House prices fell by 0.6% in September, following the Northern Rock crisis and the recent interest rate rises.

Mortgage and Remortgages

Mortgages and remortgages are available to people wishing to borrow money in order to purchase their own home.

Remortgages may be offered to people wishing to lower their current monthly payments, those wanting a more flexible mortgage and those wanting to raise money for a variety of other purposes.

Adverse credit mortgages and remortgages can be harder to obtain, but if you do have a CCJ etc, then it can still be possible to obtain credit for a mortgage.

But remember - whatever you are using the mortgage for, if you don't keep up repayments you could end up losing your home. Ensure that the monthly payments are affordable now - and if interest rates go up in the future.

If you want to calculate what your monthly repayments might be, then use a suitable calculator and try a few different variations. You could use one to see what the difference would be if rates changed to help you decided whether a fixed rate mortgage is better than a variable rate.

Or it may be that you are Self Employed and need a Self Cert Mortgage. Or maybe you are just totally lost trying to Compare Mortgage Rates and need some advice to compare rates.

Whatever your reason for visiting this site today we thank you for you time and hope that whether you are a first time buyer or are remortgaging need previous CCJs Allowed that you find a suitable product.