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Finance News

December - A Base Rate Cut to 5.5% should help many people in hte run up to Christmas. Those with Base Rate Trackers should see an immediate change in their mortgages.

November - An Experian report indicates that house prices could drop over half the country over the next 18 months. Difficulties in gaining a mortgage offer and potential hice price drops are putting people off buying.

October - Britain faces it's first recession for 16 years, warn experts. Buy-To-let investors and first time buyers are particularly exposed to the growing economic problems.

October - In the wake of the Northern Rock crisis the Government has promised savers it will protect the first £35,000 of their savings, with further changes next year potentially protecting up to £100,000.

October - House prices fell by 0.6% in September, following the Northern Rock crisis and the recent interest rate rises.

Online Banking

Online Banking is relatively safe, but it is wise to take a few precautions. First, make sure that the computer you are using has updated virus protection. Not only should this be from a reputable supplier, but it should also be updated frequently - at least daily.

Also make sure that you regularly run adware and spyware detectors and use a suitable firewall and logoff when you have finished (don't just close the window).

These steps should help to reduce the risk of other people finding your security details.

And lastly, if you ever receive emails or phone calls asking for your security details, login information or similar, just ignore them.