Terms and Conditions

Terms and Conditions

These are the terms and conditions for financehunt.co.uk and all associated websites.

1. These Terms

Welcome to the www.financehunt.co.uk website. These are the terms and conditions (Terms) which govern your use of (1) the www.financehunt.co.uk website and any of the ‘finance hunt branded microsites, and (2) any of the apps available for use on a Mobile Device (Site).

For these Terms, “Mobile Device” includes a Smartphone or other mobile or handheld device (such as a tablet) with an open operating system capable of exchanging data via 3G, 4G or wirelessly over a computer network (for example, Apple OS iPhones, iPads, Kindle, Kindle Fire, Android OS phones tablets and Symbian OS phones and tablet devices).

These Terms apply regardless of whatever user device you are using (including desktop, laptop or mobile web browser, digital television, mobile phones, automobile-based personal computers, handheld digital devices, and any other Mobile Device or technology whether now known or developed in the future).

You will be deemed to have agreed to be bound by these Terms when you use, access or browse the Site, register your details with us or subscribe for email or online services or send us an email.

For these Terms: “Content” includes all or part of any text, graphics, layout, logos, images, audio material, films or other moving images, product details and software published or otherwise available on the Site from time to time (including, anything made available for download); “including” and its derivations mean “including, without limitation”; “material” includes all or part of any text, graphics, layout, logos, images, audio material, films or other moving images; and “Trade Marks” means the trademarks, logos and service marks (whether or not registered) displayed on the Site.

2. Changes to these Terms

We may change these Terms from time to time. Please check these Terms regularly, as any changes are effective immediately upon posting to the Site. Your continued use of the Site after posting will be deemed acceptance of the changes.

3. About us and our business

The Site is operated by or on behalf of Finance Hunt Media Group Limited and its associated companies, Finance Hunt Events Limited (previous VOS Media Limited) and QP Magazine Limited (“TMG”, “we” or “our”). We are a company registered in England and Wales with the company registration number 451593. Our registered office address is 111 Buckingham Palace Road, London, SW1W 0DT, and our VAT number is 839586469. You can contact us by telephone on the finance hunt General Switchboard on +44 20 7931 2000.

4. Registration

Access to our email services and some site areas is restricted to users who have registered their details with us. You must not use a false name or email, provide incorrect information, or impersonate another person when registering to use the Site and our email services. If you have a password for registration, you shall not share or disclose it to any third party nor allow any third party to use your password to gain access to the areas and services for registered users. We may refuse to remove or suspend your registration at any time.

5. Intellectual Property

We are the owner or the licensee of all intellectual property rights on the Site, the Content, and the Trade Marks. Subject to these Terms, we grant you a limited, temporary, revocable, and non-exclusive licence to access, browse and use the Site (including the Content and Trade Marks) by paragraph 6 below.

6. Access and use of the Site

You may use the Site for personal, non-commercial use only. You may only download and print extracts of the Content for your personal, non-commercial use.

You may not:

(1) download or print any Content or extracts systematically or regularly or otherwise to create a database in electronic or paper form comprising all or part of the Content from the Site; nor

(2) reproduce, republish, modify, archive, distribute, store, archive or commercially exploit the Content without our prior written consent; nor

(3) modify or adapt or create derivative works of the Content; nor

(4) utilise links to this website received as part of a paid-for media monitoring service; nor

(5) systematically forward links to this website within a business or outside a company for business purposes; nor

(6) copy or extract data from this website using robots, spiders, crawlers or other automatic devices or by any manual process to extract or copy web content systematically.

Without an appropriate licence, any use of this website or its content is prohibited. Please contact NLA Media Access (www.financehunt.co.uk) or us at syndication@financehunt.co.uk.

If you wish to syndicate or license any Content from this website, please email us at syndication@financehunt.co.uk or +44 20 7931 1010.

When you are accessing, browsing, using or registering for the Site, you must do so lawfully and legitimately and without infringing or restricting anyone else’s rights or use and enjoyment of the Site. In particular, you must not use the Site in a manner or upload any material or link to any material which is false, fraudulent, inaccurate or misleading, obscene, offensive, defamatory, abusive or in breach of any third-party rights (including intellectual property rights).

At any time without notice and in our absolute discretion, we may permanently or temporarily terminate, suspend or deny your access to the Site.

At any time, without notice and at our absolute discretion, we may remove or edit any Content on the Site. To the fullest extent permitted by law, in both cases, none of TMG, its directors, employees or other representatives have any liability to you whatsoever for any loss or damage arising from such removal or editing or any restriction or hindrance to your use of the Site, email services or password.

7. Submission of Materials

If you submit materials to us, you agree:

(1) to grant us a royalty-free, worldwide, perpetual license to use, copy, distribute, publish, republish, store, archive, syndicate, sub-license, transmit, adapt, edit, create derivative works from, perform, exercise publicity and copyright rights about such material (including any ideas, concepts or formats) in any manner and any form and media;

(2) to any moral rights in the material submitted;

(3) that we may disclose your identity to any third party making any claim or assertion of any kind about your content and

(4) that we may monitor your use of the Site and any communications made via the Site.

In submitting material to us, you warrant that any content you submit:

(5) is your original work and that you own the copyright and any other relevant rights;

(6) is not obscene, threatening, menacing, offensive, defamatory, abusive, in breach of confidence, in violation of any intellectual property right (including, without limitation, copyright), or otherwise in breach of or violates any applicable law, regulation, or code. You shall indemnify us and keep us fully insured against any third-party liabilities, claims, costs, loss or damage we incur from publishing material you submit to us, including consequential losses.

We may choose to publish or not publish any material you submit to us and exercise our rights about that material at our absolute discretion.

We accept no liability for any content submitted by you, other users, or third parties. We do not vet or pre-screen any material that you, other users, and third parties have provided to the Site.

However, we reserve the right to remove, at any time and without reason, prior notice, or any liability, any material submitted by you, other users, and third parties.

8. Data Protection and Privacy

Full details of how we use cookies on the Site and how we hold and process information from which we can identify you or any third party are set out in our Privacy and Cookie Policy.

9. E-commerce

Most online sales and other e-commerce services available via the Site are provided either by us as an agent for third-party suppliers or by third parties via websites framed on the Site.

However, we act as principal for some goods and services (such as the Crossword Society and Fantasy Football), meaning that the resulting legal contract for the products or services in question will be made directly between you and us.

Where we act as principal, specific terms and conditions will apply to any resulting online sales, and these will be drawn to your attention before the purchase is complete. Where we act as agents for third-party suppliers or where we frame third-party websites, the following applies:

(1) The contract for the goods or services in question will be made directly between you and the relevant supplier.

In most cases, this will mean that separate terms and conditions will govern the contract, as each supplier will have its terms and conditions relating to the supply of those goods or services.

Please make sure that you have read the relevant supplier’s terms and conditions before completing your transaction. You can obtain a copy of the applicable supplier’s terms and conditions by contacting the supplier directly and

(2) We have no contractual liability to you in respect of the goods or services provided by the third-party supplier. We may, however, still be liable to you if we have been negligent, misrepresented important information, or breached any other relevant law.

10. Third-party links

The Site contains hypertext links to third-party websites. We are not responsible for, nor do we endorse in any way, such as third-party websites or their content. If you decide to access any third-party websites linked to the Site, you do so at your own risk.

11. Advertising and Sponsorship

Parts of the Site contain advertising and sponsorship. Advertisers and sponsors are solely responsible for ensuring that material submitted for inclusion on the Site complies with all legal and regulatory requirements and does not contain objectionable content, including, without limitation, information that is defamatory, obscene, threatening, or untrue.

We are not responsible for any such material or any error or inaccuracy contained in such content. Any issues you may have should be raised directly with the relevant advertiser or sponsor.

financehunt.co.uk contains contextual affiliate links from which we may potentially earn revenue. However, the content of our articles is never influenced by advertisers or an affiliate, nor are they written to promote a product.

12. Promotions, competitions, and prize draws

Occasionally, we may run games, free prize draws and other promotions on the Site. Any such sports, prize draws, and other promotions will be subject to additional terms and conditions made available to you at the relevant time.

13. Exclusions and limitations of liability

All information and data on the Site are provided “as is”. Save to the extent required by law, no representations, warranties or terms of any kind are made (or shall be implied by statute or otherwise) in respect of the Site or the Content, including, without limitation, warranties of satisfactory quality, conformity to contract, accuracy, adequacy, compliance to description or fitness for any particular purpose.

The Financial Services Authority of England does not authorise us.

The information and data on the Site are provided by our data providers and us for your general information only and use and is not intended for trading purposes or to address your particular financial or other requirements. In particular, the news and data on the Site:

(1) does not constitute any form of advice (financial, investment, tax, medical, legal or otherwise); and

(2) does not constitute any inducement, invitation or recommendation relating to any of the products listed or referred to; and

(3) is not intended to be relied upon by you in making (or refraining from making) any specific investment or other decisions; and

(4) has not been issued or approved by TMG for section 21 of the Financial Services and Markets Act 2000 (as amended from time to time).

APPROPRIATE EXPERT INDEPENDENT ADVICE SHOULD BE OBTAINED BEFORE MAKING ANY INVESTMENT OR OTHER DECISIONS.

Neither TMG nor any of its data providers or affiliates gives any warranty or guarantee relating to the availability of the Site, that the Site and our operation of it, the Content, or the server that makes the Site available are error—, virus-, or other harmful components-free, or that your use of the Site and the Content will be uninterrupted.

You agree that TMG, its directors, employees, agents or other representatives, data providers or affiliates will not be responsible or liable (whether in contract, tort or otherwise), under any circumstances, for any amount or kind of loss or damage (including without limitation, any direct, indirect, punitive or consequential loss or damages, or any anticipated loss of profit, loss of profit, loss of opportunity, loss of data, costs and fines and any individual or incidental damages of any kind) that may result to you or a third party arising from or connected in any way to:

(1) interruption of business; or

(2) access or other delays, terminations, suspensions, denials or access interruptions to the Site; or

(3) data non-delivery, data misdelivery, data corruption, destruction of data or other modification of data; or

(4) third-party website links on the Site; or

(5) reliance on the information contained on the Site; or

(6) computer viruses, system failures or malfunctions which may occur in connection with your use of the Site; or

(7) any inaccuracies, omissions or misleading, false or deceptive statements in the content; or

(8) events beyond our reasonable control.

Notwithstanding any provision of these Terms, TMG does not exclude or limit its liability for:

(1) death or personal injury caused by its negligence or that of any of its officers, employees or agents; or

(2) fraudulent misrepresentation; or

(3) Any liability which it is not lawful to exclude now or in the future.

14. Indemnity

You will indemnify and will keep indemnified TMG and its data providers and affiliates on demand against all claims, costs, proceedings, demands, losses, damages, expenses (including legal fees) or liability whatsoever arising directly or indirectly as a result of:

(1) any breach of these Terms by you; or

(2) your fault, negligence or breach of statutory duty; or

(3) Your use of software robots, spiders, crawlers, or similar data gathering and extraction tools, or any other action you take that imposes an unreasonable burden or load on our infrastructure (whether owned by, leased or licensed to us) or that of any of our Suppliers.

15. General

Any contractual or legal relationship between you and TMG will be concluded in English.

All notices shall be sent by email to us at enquiries@financehunt.co.uk or to you at either the email or postal address you provide during the registration process (if any). Notice will be deemed received 24 hours after an email is sent or 3 days after the date of posting.

These Terms (together with any variations to them under section 2) form the entire agreement between the parties concerning your access to, browsing and use of the Site and supersede all prior agreements, arrangements, understandings and representations made between us (whether written or oral) concerning the Site.

The licence granted in section 5 above is personal to you and may not be assigned, transferred or sub-licensed (in whole or in part) without our prior written consent.

Nothing in these Terms is intended to or shall operate to create a partnership or joint venture between us or to authorise either of us to act as agents for the other. Neither of us shall have authority to work in the name or on behalf of or otherwise to bind the other in any way (including but not limited to the making of any representation or warranty, the assumption of any obligation or liability and the exercise of any right or power).

Suppose the whole or any part of any provision of these Terms is or becomes invalid, void or unenforceable for any reason. In that case, the same shall, to the extent required, be severed from these Terms and rendered ineffective so far as is possible without modifying the remaining provisions and shall in no way affect the validity or enforceability of any other provisions.

No waiver by TMG of any breach of these Terms shall constitute a waiver of any other prior or subsequent breach and TMG shall not be affected by any delay, failure or omission to enforce or express forbearance granted in respect of any of your obligations.

TMG’s rights and remedies under these Terms are independent, cumulative, and without prejudice to its rights under the law.

These Terms are not intended to create and shall not make any rights, entitlements, claims or benefits enforceable by any third party by the Contracts (Rights of Third Parties) Act 1999.

These Terms and your use of the Site shall be governed by and construed by English law, and the English Courts shall have exclusive jurisdiction over any dispute which may arise.

MODERN SLAVERY STATEMENT

Introduction

This statement has been published under the Modern Slavery Act 2015. It sets out the steps taken by the finance unit Media Group during 2024 to ensure that slavery or human trafficking does not occur in our own business or supply chains.

We are committed to preventing slavery and human trafficking in our corporate activities and to ensuring that our supply chains are free from slavery and human trafficking.

Our business and supply chains

The Finance Hunt is a multi-platform media organisation employing a workforce with diverse skill sets.

Its core business is publishing in print and online the following newspaper titles: The Daily Finance Hunt, The Sunday Finance Hunt, and the website www.financehunt.co.uk. Its primary strategy is to make content available through traditional and new media formats, including print, web, and digital content on computers and mobile devices.

Our company is domiciled in the UK and has a broad global audience.

We engage with several suppliers for our operations, including printing and distribution, building and office services, events services, media services, recruitment, technology, and training.

Policies and Processes

The Company strives to maintain the highest standards of conduct and ethical behaviour from our employees and our suppliers.

We have a wide range of policies relating to modern slavery, which we have embedded in our Staff Handbook and Supplier Business Code of Conduct. Our plans make it clear to our staff and suppliers what actions and behaviours are expected of them.

Our employees and our suppliers are required to observe those policies and codes. Additionally, our whistleblowing policy encourages our employees, customers, business partners and suppliers to report any concerns, including any circumstances that may give rise to an enhanced risk of slavery or human trafficking.

We undertake due diligence when engaging with new suppliers, especially where there is potential for modern slavery.

We have written to all our existing suppliers to raise awareness of contemporary slavery and seek assurances from them that they provide safe working conditions where necessary, treat workers with dignity and respect, and act ethically and within the law in their use of labour.

We have evaluated the modern slavery and human trafficking risks for our suppliers and identified those where there is a higher potential for modern slavery.

Our procurement and compliance teams monitor the areas of enhanced risk.

Training and Awareness

The company requires professionals in our procurement, compliance and HR teams to complete training on modern slavery.

In addition to training staff, we will raise awareness of contemporary slavery issues and reiterate our Supplier Business Code of Conduct to them. The organisation’s Senior Management Group has approved this statement, which it will review and update annually.

Release Equity From Your Home

Equity Release Mortgage Under 55

Call Finance Hunt in Putney, London on

02074953523

Terms and Conditions END